Kiva's mission is to connect people through lending for the sake of
alleviating poverty. Kiva is the world's first person-to-person micro-lending
website, empowering individuals to lend directly to unique entrepreneurs in the
The people you see on Kiva's site are real individuals in need of
funding - not marketing material. When you browse entrepreneurs'
profiles on the site, choose someone to lend to, and then make a loan, you
are helping a real person make great strides towards economic
independence and improve life for themselves, their family, and their
community. Throughout the course of the loan (usually 6-12 months), you
can receive email journal updates and track repayments. Then, when you
get your loan money back, you can relend to someone else in need.